NMLS Mortgage Prelicensing 20-Hour Course

COMING SOON

Launch Your Career as a Mortgage Loan Originator
This NMLS-approved 20-hour course fulfills the national pre-licensing requirement for Mortgage Loan Originators (MLOs) under the SAFE Act. Whether you prefer a live webinar or in-person format, you'll receive expert-led instruction that prepares you for the NMLS exam and sets the foundation for a successful career in mortgage lending.

What You’ll Get:

Fully compliant 20-hour NMLS-approved curriculum
Choice of format: live webinar or in-person training
Flexible date and location options
Step-by-step guidance on the NMLS licensing and testing process
Engaging instruction designed to help you pass on your first try

Get licensed with confidence—and start helping clients finance their dream homes.

100% Live Instruction & Interaction

Bonus Materials

NMLS Expertise

Education: 20 hours NMLS-approved pre-licensing education
Testing: Pass National SAFE Mortgage Loan Originator Test with Uniform State Content
Background: FBI criminal background check and fingerprinting
Credit Report: Required through NMLS with detailed explanations if needed
Company Sponsorship: Must be sponsored by licensed mortgage company
Age: Must be 18 or older

Complete 20-hour education requirement
Pass national mortgage exam
Submit MU4 Individual Form through NMLS
Complete FBI background check and fingerprinting
Authorize credit report through NMLS
Obtain company sponsorship
Pay all required fees

Application Fee: $115 (Investigation Fee)
License Registration Fee: $500
NMLS Processing Fee: $35
Sponsorship Fee: $70
Total Initial Cost: $720

Live Instruction: Full 20 hours real-time teaching
Digital Materials: All required textbooks and resources
Massachusetts Content: State-specific law and regulations
Interactive Learning: Case studies and practical applications
Exam Prep Bonus: Complimentary crash course (exclusive)
Ongoing Support: Post-course assistance
NMLS Guidance: Help with application process

8 hours annual continuing education
License renewal deadline: December 26th annually
No surety bond required for individual MLOs
Credit report and FBI background check required initially

No paper licenses issued - all digital through NMLS
Temporary Authority available for qualified applicants
"Approved-Inactive" status available if not currently employed
Financial responsibility standards must be demonstrated
All fees are non-refundable

Learn live with real-time support

Flexible, Instructor-Led Format

You choose how to learn—online or in person. After enrollment, you’ll select from available dates and formats through our external booking calendar. Both formats offer live instruction, real-time Q&A, and focused content to help you succeed.

Is This Course Right for You?

Aspiring Loan Originators

Meet national pre-licensing requirements and get the credentials to start working as an MLO.

Career Changers

Looking for a new direction? Mortgage lending offers strong income potential and career growth.

Finance & R.E. Professionals

Add a mortgage license to your skillset and expand your service offerings.

First-Time Test Takers

Get structured, expert-led guidance to pass the NMLS exam on your first attempt.

Why Learn with Dee Kumar

Dee Kumar has helped thousands of students across Massachusetts not only pass their exams, but succeed in the industry. With a focus on real-world knowledge, strong fundamentals, and an engaging teaching style, his classes are trusted by top-performing agents and brokers alike.

STUDENT SUCCESS STORIES

★★★★★
I was terrified about changing careers at 45, but Dee made the transition so smooth. His real-world experience and teaching style gave me confidence I didn't know I had. I passed my exam on the first try and closed my first deal within 30 days of getting licensed!
Sarah
Career Changer

★★★★★
"Never thought I was 'school smart,' but Dee's approach made everything click. He doesn't just teach you to pass the test - he prepares you for actual real estate practice. Best investment I've made in myself."
Mike
First Time Student

★★★★★
"As a military spouse, I needed flexibility and understanding. Dee worked with my crazy schedule and made sure I never felt left behind. The online components were perfect for my lifestyle."
Jennifer
Military Spouse

★★★★★
"After 5 years as a salesperson, I finally took the broker course. Dee's advanced strategies and business insights were exactly what I needed to take my practice to the next level."
David
Broker Candidate

★★★★★
"Retired from teaching and wanted something flexible. Real estate has given me the freedom to work on my terms while still helping people achieve their dreams. Dee's guidance was invaluable."
Lisa
Second Career

★★★★★
"Dee understands business because he IS business. His course didn't just prepare me for the exam - it prepared me to build a real estate empire. Already working on my second investment property!"
Carlos
Entrepreneur

★★★★★
"Started the course while finishing college. Dee's modern approach and use of technology made learning easy and relevant. Now I'm building my client base while my friends are still job hunting!"
Amanda
Young Professional

FAQs

Real estate agents help buy/sell property; mortgage loan originators help secure financing. Many professionals get both licenses for comprehensive service capability.

Absolutely! Many professionals hold both licenses. It allows you to guide clients through the entire transaction - from finding property to securing financing.

20 hours of live instruction (no self-paced component). Typically completed in 3 intensive days with Massachusetts-specific content included.

We provide 100% live instruction with real-time Q&A, plus a complimentary exam prep crash course. No other school in the area offers this level of comprehensive support.

No prior experience required! Our course starts with fundamentals and builds to advanced concepts. We've successfully trained complete beginners.

MLO income varies widely based on loan volume and market conditions. Entry-level: $40,000-$70,000. Experienced professionals: $75,000-$150,000+. Top performers earn significantly more.